Long Island & Nassau County Regional Guide (ZIPs: 11559, 11691, 11580, 11520, 11566, 11572)

Long Island Pawn Shops & Gold Buyers (Lawrence & Freeport, NY) — 4%/Mo Collateral Loans

Nassau County & South Shore Long Island guide to NY Article 5 collateral pawn loans (4%/mo cap, no credit check) & XRF gold, Rolex, diamond, power tool & electronics buying in Lawrence (11559, 11691, 11580) & Freeport (11520, 11566, 11572).

1. Regulated Collateral Pawn Loans (NY GBL Article 5)

Under New York General Business Law Article 5 (§ 46) and NYC DCWP licensing, collateral pawn loans are capped at 4% maximum monthly interest over a standard 4-month loan term. Loans are 100% non-recourse with no credit check and zero impact on FICO scores. Accepted collateral includes 10K, 14K (585), 18K (750), 22K, and 24K gold jewelry, GIA-graded and non-certified diamonds, luxury Swiss watches (Rolex, Patek Philippe, Audemars Piguet, Cartier, Omega), commercial contractor power tools (DeWalt, Milwaukee, Makita, Snap-on, Hilti), pro & consumer electronics (Apple MacBooks, iPhones, iPads, PS5, Xbox, laptops), and authenticated collectibles & memorabilia.

2. Direct Gold, Diamond, Luxury Watch, Tool & Electronics Buying

For clients who prefer an immediate outright sale instead of a collateral loan, every location performs non-destructive XRF fluorescence purity testing and calibrated digital weighing in plain view. Walk-in cash purchase offers cover 10K–24K gold chains, rings, bracelets, broken or mismatched jewelry, dental gold, 585/750 European & Russian gold, loose and mounted diamonds, estate jewelry, authenticated luxury watches, contractor power tools, electronics, and collectibles.

Verified Regional Storefronts & Tracked ZIP Coverage (2 Locations)

Licensed under NYC DCWP and New York General Business Law Article 5 (4% maximum monthly interest on 4-month non-recourse collateral pawn loans, zero credit checks) with walk-in XRF-verified purchasing of 10K–24K gold jewelry, diamonds, luxury watches, contractor power tools, electronics, and collectibles.

Lawrence (Five Towns), Long Island

Address: 636 Rockaway Tpke, 2nd Fl, Lawrence, NY 11559 · Phone: (516) 812-9339

Tracked ZIP Codes: 11559, 11691, 11580

Neighborhood Radius: Lawrence (11559), Far Rockaway (11691), Valley Stream (11580), Five Towns, Inwood, Cedarhurst, Woodmere, Hewlett, Lynbrook

Accepted In-Store: 10K–24K Gold Jewelry, GIA Diamonds, Swiss Watches (Rolex, Patek Philippe, AP, Cartier, Omega), Contractor Power Tools (DeWalt, Milwaukee, Makita, Snap-on), Electronics (MacBooks, iPhones, iPads, PS5, Xbox) & Collectibles.

Freeport, Long Island

Address: 75 W Sunrise Hwy, Freeport, NY 11520 · Phone: (516) 442-3939

Tracked ZIP Codes: 11520, 11566, 11572

Neighborhood Radius: Freeport (11520), Merrick (11566), Oceanside (11572), Baldwin, Bellmore, Roosevelt, Hempstead, Rockville Centre

Frequently Asked Questions

Where are King Gold & Pawn's Long Island locations in Nassau County?

King Gold & Pawn serves Long Island from two Nassau County storefronts: Lawrence (Five Towns) at 636 Rockaway Tpke, 2nd Fl, Lawrence, NY 11559 ((516) 812-9339, serving ZIPs 11559, 11691, 11580) and Freeport at 75 W Sunrise Hwy, Freeport, NY 11520 ((516) 442-3939, serving ZIPs 11520, 11566, 11572).

Can Long Island residents either pawn or sell luxury watches, diamond jewelry, power tools, and electronics?

Yes. Both the Lawrence and Freeport locations provide 50/50 service parity: confidential 4-month NY Article 5 collateral pawn loans (4% max monthly interest, no credit check) and immediate outright cash purchase of 10K–24K gold, GIA/non-certified diamonds, Rolex/Cartier/Patek Philippe watches, DeWalt/Milwaukee/Makita/Snap-on power tools, Apple electronics, and collectibles.

What is the maximum interest rate on a pawn loan in New York?

Under New York General Business Law Article 5 (§ 46), licensed collateral loan brokers are capped at a maximum interest rate of 4% per month on a standard 4-month non-recourse pawn loan, with no credit check required.

Can I either pawn or sell 10K–24K gold, diamonds, luxury watches, power tools, electronics, and collectibles at King Gold & Pawn?

Yes. All 7 licensed King Gold & Pawn locations across Brooklyn, The Bronx, Westchester (New Rochelle), and Long Island (Lawrence and Freeport) provide both 4-month NY Article 5 collateral pawn loans and immediate outright purchase of 10K–24K gold jewelry, GIA/non-certified diamonds, Swiss watches (Rolex, Patek Philippe, Audemars Piguet, Cartier, Omega), contractor power tools (DeWalt, Milwaukee, Makita, Snap-on, Hilti), electronics (Apple MacBooks, iPhones, iPads, PS5, Xbox), and collectibles.